Search results: John Bolton

John Bolton, better known as JB, founded Squirrel in the midst of the GFC (bold move, we know) and all these years later, he’s still on the tools doing what he loves best: being a mortgage adviser. He also still finds the time to share his expertise and insights on the housing market, economy and interest rate movement, with regular articles and monthly market update videos — so you can easily stay up to date with what’s going on.

04 October 2022

Market update: Reading the OCR tea leaves

With the Reserve Bank set to make its next OCR announcement this week, what does that mean for interest rates? JB shares his hot takes on that, and what's happening with house prices.

27 September 2022

A DIY opportunity: The option of develop-and-hold for property investors

Property investors are probably feeling a bit disillusioned with the lack of "easy" opportunities out in the market of late. But there is one option which is coming into its own - and that's the option of develop-and-hold.

12 September 2022

Market update: Has buyer confidence started its slow return?

The market's been undeniably slow in recent months, but between stabilising interest rates and greater choice, buyers are starting to dip their toes in once more.

09 September 2022

The non-bank solution: Where do property investors turn when the banks say no?

Bank servicing requirements have become increasingly difficult to pass in recent months, causing all sorts of chaos for property investors caught short when it comes time to buy or sell. So, where do you turn when traditional lenders say no?

12 August 2022

Market update: Are mortgage rates finally starting to settle?

This month's housing market update brings reassurance for those feeling panicked about where interest rates could end up, and highlights opportunity for prospective home buyers.

10 August 2022

Why it's not all doom & gloom for first home buyers who bought at 2021's market peak

Anyone who'd just got their foot on the property ladder when the market started to turn will be feeling rough after the last few months - but it's not all bad news.

15 July 2022

Kāinga Ora & CCCFA: What the latest changes mean for first home buyers

The long-awaited return of choice to the housing market isn’t the only good news for first home buyers to be feeling positive about right now - changes to Kāinga Ora First Home schemes and CCCFA legislation add to the good news.

16 June 2022

Making sense of the current market as a first home buyer

So, the tables have turned and we've finally entered a buyer's market - but how do you navigate the apparent minefield of increasing mortgage rates and falling house prices?

16 June 2022

Market update: The nuance beyond the media headlines

Between all the news of increasing interest rates and falling house prices, it's an intimidating market to be in right now. But what aren't the headlines telling us?

14 June 2022

The dangers property investors face by having all their eggs in one basket

For those who have strayed down the treacherous path of having all your loans with one bank, the consequences have started to bite.

31 May 2022

Investing and inflation: When being “conservative” doesn’t pay

After many years in a KiwiSaver Growth Fund, I switched to a Conservative Fund a couple of years ago. It felt like a smart move at the time, but man, hindsight’s a wonderful thing.

22 April 2022

Are new builds still a good investment in the changing market?

New builds can be a great option for investors and first home buyers alike - and if you’re considering buying off plan, there are a few things to keep in mind to help you buy well.